A jersey dress might be the most versatile piece you can add to your wardrobe; this little number from Ksubi has an oversize neckpiece that can transform to a hoodie in a flash. Layer it over opaque tights, pull on some tall boots and you're set to go. It's $129.70 from Factory People. FactoryPeople is having a 25% sale off all items, and Shopalicious readers get an additional 10% off by entering code Fall07, exp. 10/31.